Terms

Terms & Conditions

• All products are digital files (spreadsheets). Nothing is shipped physically.
• Files are sold as TOOLS, not as accounting, audit or tax advice. Business decisions and tax filings remain your responsibility.
• We aim to describe contents, previews and prices clearly. How a file behaves depends on your device and spreadsheet app.
• Download links are personal; please do not share them.
• We may change prices and product contents for future sales; completed purchases are unaffected.
• Prohibited use (reselling or sharing files) may end the licence without a refund.

By buying or using our files you accept the terms on this page and on the refund policy page.